Stucco Siding vs. Vinyl Siding: Pros, Cons, and Costs

Choosing the right siding is a big decision, and stucco siding vs vinyl siding is a common debate among homeowners, not just in Utah but across the country. In 2023, stucco was the most common principal siding material for new single-family homes at 26.8%, followed by vinyl siding at 25.6%. 

Both options offer unique benefits and drawbacks, so understanding their differences helps you make the best choice. Stucco siding is durable, fire-resistant, and energy-efficient, but it’s expensive and can crack over time.

Vinyl siding, on the other hand, is budget-friendly, low-maintenance, and moisture-resistant, but it may fade or crack in extreme conditions. When comparing stucco vs vinyl siding, you must consider your budget, climate, and maintenance needs. 

Let’s walk you through the pros and cons of both. 

What Is Stucco Siding?

Stucco is a cement-based finish applied in multiple layers over a wire or foam base. It’s commonly used in Southwest and West Coast homes but can also be found in many other regions. If your home needs an exterior upgrade, you might be tempted to go ahead with this option. However, you need to consider its benefits and drawbacks carefully. 

Stucco Siding Pros and Cons

Pros: 

• Durable and Long-Lasting – A properly installed stucco finish can last at least 20+ years with minimal maintenance, making it a great long-term investment.
• Energy-Efficient – Stucco acts as a natural insulator, reducing heat loss in winter and keeping homes cool in summer. Repairing or upgrading your stucco siding is one of the best ways to get your home ready for the Utah winter. 
• Fire and Pest Resistant – Unlike wood siding, stucco doesn’t catch fire easily and is resistant to termites and other pests, making it a safe option.
• Low Maintenance – Stucco doesn’t require frequent painting or sealing, and occasional washing keeps it looking fresh for years.
• Customizable Appearance – Available in various textures and colors, stucco can be smooth, rough, or patterned to match different architectural styles.

Cons: 

• Expensive to Install – The installation process is labor-intensive and time-consuming, which means you need to hire a competent exterior renovation contractor. Although this increases your upfront costs compared to other siding materials, a professional job pays for itself in the long run.
• Not Ideal for Humid Climates – In areas with heavy rain or moisture, stucco can absorb water, leading to cracks, mold, and potential structural damage.
• Difficult to Repair – If stucco cracks or chips, fixing it requires professional expertise, and patchwork may not blend seamlessly with the existing finish.
• May Fade Over Time – Stucco’s color can fade due to sun exposure, requiring occasional repainting or sealing to maintain its appearance.

Stucco Siding Cost

Stucco siding cost ranges from $6 to $9 per square foot, with a total cost of $12,000 to $18,000 for a 2,000 sq. ft. home. While expensive upfront, it offers long-term value due to its durability. 

What Is Vinyl Siding?

Vinyl siding is made from PVC plastic, offering a lightweight and cost-effective solution for home exteriors. It’s widely used across the U.S. due to its easy installation and low maintenance.

Vinyl Siding Pros and Cons

Pros: 

• Budget-Friendly – Setting a budget for your exterior home renovation can be tough, and vinyl siding offers one of the most affordable options. Vinyl is ideal for homeowners looking for a cost-effective way to enhance their home’s exterior.
• Easy to Install – Vinyl siding can be installed quickly, often within a few days, reducing labor costs and making it a great option for DIY enthusiasts.
• Low Maintenance – Unlike wood or stucco, vinyl requires minimal upkeep. Typically, an occasional wash with soap and water to remove dirt and mildew.
• Moisture Resistant – Vinyl does not absorb water, making it an excellent choice for humid and rainy climates, where stucco might crack or deteriorate.
• Variety of Styles – Available in numerous colors, textures, and designs, vinyl siding can mimic wood or stone while being more cost-effective and durable.

Cons: 

• Less Durable Than Stucco – Vinyl is prone to cracking, fading, and warping over time, especially in extreme temperatures or severe weather.
• Not Fire Resistant – Unlike stucco, vinyl can melt or warp when exposed to extreme heat or flames, making it a less fire-resistant option.
• Can Look Artificial – While modern vinyl options are improving, some homeowners still feel that it lacks the authentic, natural look of stucco or wood siding.
• Susceptible to Mold and Mildew – If not cleaned regularly, mold and mildew can build up on vinyl siding, especially in shaded, damp areas.

Vinyl Siding Cost

Vinyl siding costs between $3 to $7 per square foot, with a total installation cost of $6,000 to $14,000 for a 2,000 sq. ft. home. It’s the more budget-friendly option compared to stucco.

Which One Should You Choose?

Choosing between stucco siding and vinyl siding depends on your home’s needs, budget, and local climate conditions. Here’s a breakdown to help you decide.

Note: Costs are approximate and can vary based on location and specific project requirements.

Choose Stucco If:

• You live in a dry, warm climate: Utah’s climate is generally dry, with hot summers and minimal rainfall in many areas. Stucco works well in these conditions because it resists heat, does not absorb much moisture, and helps regulate indoor temperatures.
• You prefer a durable siding that offers energy efficiency and fire resistance: Stucco can last 20+ years when properly maintained, making it one of the most durable siding materials. It also acts as a natural insulator, making it one of the best ways to boost your home’s energy efficiency. Additionally, its fire-resistant properties make it a safer choice, especially in wildfire-prone areas.
• You are willing to pay higher upfront costs in exchange for lower maintenance: While stucco siding costs more to install, it requires minimal upkeep. Unlike other materials, it doesn’t need frequent repainting or repairs. Cracks may develop over time, but with proper sealing and occasional touch-ups, stucco remains in excellent shape for decades.

Choose Vinyl If:

• You need a budget-friendly, easy-to-install siding option: Vinyl siding is one of the most affordable exterior options, both in terms of materials and installation. It’s lightweight and can be installed quickly, reducing labor costs. If you’re looking for an efficient, cost-effective way to upgrade your home’s exterior, vinyl is a smart choice.
• You live in a humid, rainy, or snowy region: While Utah is generally dry, some areas receive significant snowfall and occasional rain. Vinyl siding is resistant to moisture, meaning it won’t crack, absorb water, or develop mold as easily as stucco. 
• You want a wide variety of colors and styles with minimal upkeep: Vinyl siding comes in many colors, textures, and designs, allowing you to customize your home’s appearance. Unlike stucco, which may require repainting over time, vinyl siding maintains its color and requires only occasional washing to stay clean. 

Get the Right Siding for Your Home

When comparing stucco vs vinyl siding, both have their pros and cons. Stucco siding is a great long-term investment for dry climates, while vinyl siding is a cost-effective and easy-to-maintain option for any weather condition. Your choice should depend on your budget, climate, and maintenance preferences. Either way, investing in quality siding enhances your home’s curb appeal and longevity.

Whether you need stucco siding or vinyl siding,we’re here to help. Our siding experts can help you boost curb appeal with expert craftsmanship and high-quality material. 

Contact us now for a FREE BID!